Home Insurance in Washington

Finding a company that can provide you with the right home insurance may seem a bit challenging. However, we make it easy here at Alpine Ridge Insurance to choose a policy that works for you. Protecting your home should be a priority, as it is one of the largest financial investments most individuals will ever make. By protecting your home, you can worry less and spend more time enjoying other things.

Home Insurance Requirements

Our team at Alpine Ridge will assess your needs and help you understand the options available. A multi-policy bundle may be the best plan for you and it comes with a discount. Additionally, your lender may require you to obtain home insurance if you are approved for a mortgage through them.

Home Insurance Coverage Options

We offer various standard coverage options to protect your home, family, and personal belongings. The most common types of coverage options include:

Dwelling- This will cover the physical structure of your home, including the roof and the walls by estimating the rebuild cost in the case of a partial or total loss.
Personal property- This coverage helps to protect your personal belongings inside your home, including your furniture, stereos, bicycles, and more. If these items are damaged or stolen you’ll want to be sure you have replacement value coverage.
Liability protection- This will keep you protected if you are sued for damages should a person be injured while on your property.
Guest medical protection- This coverage can help cover your medical costs if a person is injured on your property.
Additional protection- If your home becomes uninhabitable, this will cover your hotel expenses, meals, etc. to live elsewhere during repairs.