Motorcycle Insurance in Washington

If you own a motorcycle, the best thing that you can invest in is the right insurance to protect yourself, your bike, and others. We have various options to help keep you protected here at Alpine Ridge Insurance in Auburn, WA, including comprehensive and collision coverage. If you are involved in an accident and are caught without insurance, you can be held personally liable.

Motorcycle Insurance Requirements

There are minimum insurance requirements for those owning a motorcycle in the state of Washington and many other states.

Bodily injury coverage for $25,000 for one person
Bodily injury coverage for $50,000 for more than one person
Property damage coverage for $10,000

Motorcycle Insurance Coverage

When it comes to insurance coverage for your motorcycle, it is similar to auto insurance, with exceptions. You can choose from the following:

Comprehensive- If your motorcycle sustains physical damage unrelated to an accident with another vehicle, which may include theft, fire, vandalism, etc.
Collision- If your motorcycle sustains physical damage due to an accident with another vehicle, this coverage may pay for your repair or replacement expenses.
Uninsured/underinsured coverage- If you are involved in an accident with another motorist who does not have insurance or not enough coverage for your damages or medical expense, this coverage may pay for your medical expenses if you are injured, and if the other driver is at fault.
Custom equipment- This coverage can pay for parts and equipment that are not installed originally on your motorcycle.
OEM endorsement- This coverage can insure that your motorcycle receives repairs with new parts from its original manufacturer.