RVs have different purposes for different people, from using an RV as a home to family road trips in the summer. Because of this, people need different RV insurance coverage for their specific use. Here at Alpine Ridge Insurance in Auburn, WA, we can help answer your questions regarding RV insurance and its coverage options.
Many people assume that RV insurance is car insurance since RVs are technically automobiles. While there are some similarities, RV insurance can also be like homeowner’s insurance since some people use their RV as their primary residence. RV insurance can have liability, collision, and comprehensive coverage with options like roadside assistance in an accident or breakdown, just like car insurance.
Sometimes, RV owners believe that the only type of insurance they need is automobile insurance since, yes, the RV is a type of vehicle. However, this is only appropriate if an RV is solely being used as a car. Automobile insurance will not have the same coverage as RV insurance if the RV is used a residence. If you want to properly protect your belongings and protect yourself if someone is injured in your RV, it is best to have RV insurance.
If you travel outside of Washington state, your RV Insurance will still be valid. However, if you travel to Mexico or Canada, some policies will not work out of the country. Check with your experienced insurance agent at Alpine Ridge Insurance for more information.
Come and see us at Alpine Ridge Insurance in Auburn, WA for all of your RV insurance needs.
