If you’re a proud recreational vehicle owner, then you know a lot goes into keeping your RV insured and on the road. In Washington State, all vehicles must have insurance coverage, and RVs are no exception. But with so many types and levels of coverage available, it’s challenging to determine exactly what kind of RV insurance you need. Alpine Ridge Insurance in Auburn, WA provides a quick overview to help you decide.
Types of Recreational Vehicle Insurance
Four types of recreational vehicle insurance are available: collision, comprehensive, liability, and medical payments.
Collision Coverage
This type of coverage will help to repair or replace your recreational vehicle if it is damaged in an accident with another vehicle or object. Collision coverage is not required by law but is recommended for owners of newer or more expensive RVs.
Your Alpine Ridge Insurance agent can help you determine whether collision coverage is right for you and, if so, how much to purchase.
Comprehensive Coverage
Comprehensive coverage helps to repair or replace your recreational vehicle if something other than a collision, such as fire, theft, or weather damage, damages it. Like collision coverage, comprehensive coverage is not required by law but is recommended for newer or more expensive RVs.
Liability Coverage
Liability coverage helps pay for damage or injuries you may cause to another person or their property while operating your recreational vehicle. Liability coverage is required by law in Washington State and is typically sold in two forms: bodily injury liability and property damage liability.
Get RV Insurance Today
Your Alpine Ridge Insurance agent in Auburn, WA can help determine whether collision coverage is right for you.
We understand that insuring your recreational vehicle is an important investment. Contact us today for more information.
