Home insurance is necessary for all homeowners to protect their investments against a wide range of potential damages to their property and other issues like vandalism, theft, and personal liability if someone gets injured on their property. But does home insurance cover other items that might be on your property? For instance, will your home insurance cover the damage if your boat is stored in a shed or your car is parked in the garage due to a fire or a natural disaster? These are important questions to consider! Here’s what you need to know about home insurance and vehicles and how you can secure the right home insurance policy and other insurance policies with our support here at Alpine Ridge Insurance in Auburn, WA.
Does Home Insurance Cover Vehicles Damaged on Your Property?
Unfortunately, home insurance does not cover vehicles that may get damaged on your property. Home insurance is designed specifically to offer coverage for your home and its belongings, but this excludes major items like vehicles. While it might seem like anything under the roof or on the property should be covered, most items that could get damaged, like boats or vehicles, should already have their own coverage to operate them safely. If they are damaged by a fire or anything else, that coverage will provide the financial support needed to deal with the damage, while your home insurance will help you deal with the home itself. One option you could consider to get a deal is to bundle, but never assume that your home insurance will cover everything on your property!
Secure Home Insurance With Alpine Ridge Insurance
Ready to find the right home insurance policy? Get started with us here at Alpine Ridge Insurance in Auburn, WA. Compare quotes today!
