At Alpine Ridge Insurance, we understand that there is a lot of information online about auto insurance and getting married, but not all of it is accurate. We want our Auburn, WA, customers to understand that combining their auto coverage when they get married won’t always benefit them.
Understanding the Facts
While some blogs advise newlyweds to combine their policies, this only benefits the couple if both spouses have good driving records. If either spouse has a DUI on record or has lost points due to tickets, keeping two separate policies serves them better. When both spouses have bad driving records, premiums could skyrocket if you combine policies.
Your credit score affects things the same way. If one of you has a high credit score and the other has a low one, the cost of a combined policy usually goes up. Keeping your auto insurance separate results in savings.
Planning Your Finances Together
Don’t be like Brenda and Fritz from "The Closer." That TV couple didn’t frankly discuss their pasts before marriage, and in one episode, Brenda learns about Fritz’s two DUIs when they try to combine auto coverage. Real-life couples can avoid that situation by discussing their finances and factors affecting them from the past before saying, "I do."
Contact Us Today for an Insurance Review
Alpine Ridge Insurance does not offer pre-marriage counseling, but we do know a lot about honesty and insurance. If you live in the Auburn, WA, area and need auto insurance, contact us today. Let us help you build a policy that protects your financial future.
