If you’re thinking about purchasing an RV, you need to be aware of its insurance requirements. Alpine Ridge Insurance, serving Auburn, WA, and the surrounding areas, wants to help clients make smart insurance decisions. Let’s learn more about RV insurance.
Is RV Insurance Required By Law?
Yes, if you plan to drive the RV on the road, you’re required to carry minimum legal coverage. If you plan to park the RV and use it for living accommodations, you might also need to get insurance coverage. This is to protect the RV in the event that it’s damaged or broken into. It is the only way to protect your personal belongings and the investment that you’ve made into the RV.
What Are the Risks of No Coverage?
Driving an RV without insurance coverage is similar to the risks of driving a regular vehicle with no insurance coverage. More risk is involved because the RV is such a large vehicle. If you damage another driver’s vehicle or someone’s property, you can be held financially liable for those expenses. If you injure someone with your RV, you could be held financially liable for their medical expenses as well. Paying for these expenses out of pocket could leave you financially vulnerable. It’s smarter to have insurance in place so you aren’t put into this position. There are also legal risks because you could get a citation if caught driving with proper insurance.
If you’d like to learn more about RV insurance or purchase a policy, please contact us today at Alpine Ridge Insurance, serving Auburn, WA, and the surrounding areas.
