Auto Insurance in Washington

Shopping for Auto Insurance

Are you in the market for auto insurance? Whether you just purchased a new car or need to switch auto insurance companies, we offer various coverage options to protect you. We know the importance of having auto insurance here at Alpine Ridge Insurance in Auburn, WA.

Auto Insurance Requirements

As with most states, to drive your car in Washington State, you must meet a certain level of auto insurance coverage which may include:

Bodily injury coverage of $25,000 for each person and $50,000 for each accident
Property damage coverage of at least $10,000 for each accident

Most people aim for higher amounts of coverage than the state requires in order to provide higher coverage limits in the event of an accident.

Higher Coverage Options

It is important that you understand what coverages mean and what coverages you have in order to be protected in case of an accident. Here are just a few of the options:

Comprehensive- This coverage is designed to cover your repair or replacement expenses if your car is physically damaged due to a non-collision-related accident.
Collision- This coverage may cover your vehicle’s damage if you are involved in an accident with another driver. This includes up to the actual cash value of your vehicle in a total loss.
Uninsured/underinsured- If you are involved in an accident with another driver who is not insured or doesn’t have enough insurance, this may cover your medical and vehicle costs.
Personal Injury Protection (PIP)- This coverage helps pay for covered medical expenses caused in an accident whether you are at fault or not. It usually extends to others in your vehicle as well.