As an independent insurance agency we have developed relationships with individual realtors as well as mortgage lenders. As we meet and talk with them I can see there is no question we are in one of the hottest home markets ever. Regardless of position of the market it is always wise to check on your home insurance and make sure your home is insured to value and you have the coverage you need.
“Insure to value” means that your home is properly valued on your insurance policy in case you need to rebuild it due to a claim. We have seen where a home is listed on a policy and the insured value is too low in case of a total loss. If you are not insured to value you may find yourself underinsured and paying out of your pocket.
Take a moment this summer and take a look at your home owners policy. If you would like us to help you with a review of your policy just give us a call or send us an email. A little time now could save you both time and money down the road.